Need an appraisal in Raleigh or Wake County?
The top 7 reasons NC homeowners hire Watson Appraisal Services, Inc:
Need help deciding the value of your home in or near Raleigh, NC?
We at Watson Appraisal Services, Inc understand the unique needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Watson Appraisal Services, Inc, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping customers just like you abolish unneeded and unwanted PMI insurance.
Challenge Wake county's assessment of your property
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal report from Watson Appraisal Services, Inc is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An expert appraisal from Watson Appraisal Services, Inc can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Watson Appraisal Services, Inc can help with that too. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.