Real estate appraisal services for homeowners in the city of Raleigh and Wake County
Here are the top seven reasons why NC homeowners need Watson Appraisal Services, Inc:
Need help determining the value of your home in or near Raleigh, NC?
At Watson Appraisal Services, Inc, we understand the unique needs of a consumer after appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. Being a person not in the real estate business that probably doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Watson Appraisal Services, Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you dismiss unwanted PMI insurance.
Challenging a property tax assessment
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an expert appraisal from Watson Appraisal Services, Inc is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be difficult from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Watson Appraisal Services, Inc can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.